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How to cancel Legal & General

What its contract says about leaving.

We read the Legal & General terms on 12 April 2026. The company may have changed them since, and your contract may be different.

Notice and dates for leaving

Policy term end
The exact date you chose when you applied (e.g., 25 years from start) (cover stops and no payout is made)

What the contract says about leaving

  • Lapsing due to missed paymentsIf you miss premium payments, L&G gives you a grace period (usually 30 days). After that, your cover ends and you cannot get it back on the same terms (you would need to reapply, possibly at a higher price or with new exclusions).

This page does not explain how Legal & General handles cancelling (by phone, on its website or with a form). For that, see the company's own page.

The Legal & General page we read

This is not legal advice. It is a summary, made with the help of AI, of the terms the company publishes.

Want to leave Legal & General? firmas.io shows when you can leave and what it would cost.

Plan my way out

What your Legal & General contract says