Car insurance
How to cancel GEICO
What its contract says about leaving.
We read the GEICO terms on April 12, 2026. The company may have changed them since, and your contract may be different.
Notice and dates for leaving
- Policy term
- 6-month policy period: renews automatically unless you or GEICO cancel
- Grace period for late payment
- Typically 10-14 days after the due date before coverage lapses
What the contract says about leaving
- Deductible on comprehensive and collisionYou pay your deductible ($250-$1,000 typically) out of pocket before GEICO covers the rest. On a minor fender bender, this might eat up most of the repair cost.
This page does not explain how GEICO handles canceling (by phone, on its website or with a form). For that, see the company's own page.
This is not legal advice. It is a summary, made with the help of AI, of the terms the company publishes.
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