Health insurance
How to cancel Kaiser Permanente
What its contract says about leaving.
We read the Kaiser Permanente terms on April 12, 2026. The company may have changed them since, and your contract may be different.
Notice and dates for leaving
- Open enrollment period
- November 1 - January 15 annually for Covered California plans (check employer dates separately)
- IMR filing deadline
- You have 6 months from Kaiser's denial to request an Independent Medical Review with the DMHC
What the contract says about leaving
- Out-of-pocket maximum exposureEven with insurance, you can pay up to your annual out-of-pocket maximum ($9,450 individual / $18,900 family for 2026 ACA plans) before Kaiser covers 100%. A serious illness or surgery can get expensive fast.
This page does not explain how Kaiser Permanente handles canceling (by phone, on its website or with a form). For that, see the company's own page.
The Kaiser Permanente page we read
This is not legal advice. It is a summary, made with the help of AI, of the terms the company publishes.
Want to leave Kaiser Permanente? firmas.io shows when you can leave and what it would cost.
Plan my way out